Unlocking Financial Success: Understanding Credit and FICO Scores with Jasmine Baker (IG @darkandbadd)

In this episode of Deeper Than Code, we're joined by Jasmine Baker, a Financial Literacy and Credit Coach, to dive into the critical role credit plays in our financial system. From breaking down the components of a FICO score to sharing strategies for improving your credit profile, Jasmine delivers actionable insights to help you take control of your financial future.

Arthur shares his Success Formula, highlighting the importance of financial literacy in building long-term wealth. Jasmine explains the significance of maintaining good credit and how it affects every aspect of life, from buying a home to landing a job.

Key Discussion Points:

• What credit and FICO scores are and why they matter.
• The five components of a FICO score.
• How credit impacts interest rates, employment, and housing.
• Common credit mistakes and barriers to maintaining good credit.
• Practical strategies for improving your credit score and financial well-being.

Don’t miss this episode if you’re ready to take your financial literacy to the next level!