What does a comfortable retirement really look like in Australia? Robert Goudie and Rachael Todman break down the numbers using real-life retirement income benchmarks and financial modelling for singles and couples, both homeowners and renters. They explore the difference between comfortable and modest retirement income standards, and explain how factors like home ownership, rental costs, inheritance, superannuation, and the age pension affect how much you really need to save. They model a range of real-life scenarios, including: A single renter at 67 A single homeowner at 67 A couple planning for modest living at 67 A couple expecting a large inheritance A couple retiring early at 55 They also discuss how spending habits change over time, and why it’s important to enjoy your retirement early while you’re healthy enough to make memories.Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Rachael Todman, GradDipFP (ASIC Reg 1270413), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401.