Instinctive Talks takes you inside the world of innovative financial solutions and the minds behind them.   In this enlightening episode, hosts Matthew Whitbread and Libby Wallis sit down with Adrian Davies, co-founder and Chief Commercial Officer of Nestegg, a platform revolutionizing access to affordable credit.   Adrian shares his remarkable journey from running a Citizens Advice Bureau to co-founding Nestegg, a fintech company that has helped people save over £53 million by switching to more affordable and fairer forms of credit. He discusses the challenges faced by those on low incomes in accessing credit, the importance of financial education, and the role of technology in advancing financial inclusion.   With insights into partnerships with major banks, the power of data in lending decisions, and the potential for growth in the credit union sector, this episode offers a comprehensive look at the future of ethical finance in the UK.   Want to feature on a future episode? Get in touch: Tellmemore@instinctif.com   Key takeaways: The importance of making affordable credit easily accessible to those on low incomes How "save as you borrow" schemes can help build financial resilience The role of partnerships between major banks and alternative lenders in expanding financial inclusion The power of data and technology in making fairer lending decisions The potential for growth in the UK credit union sector and the need for supportive policies