In this episode, Vadim takes a deep dive into the auto finance market—from the recent headlines surrounding Tricolor’s bankruptcy to the broader trends shaping credit performance and origination behavior. The conversation begins with Tricolor as a case study in data integrity and verification failures, not credit weakness, before widening to examine insights from the CFPB and Experian’s State of the Auto Market Report. Vadim explores how auto originations are skewing toward older, higher-cred...
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In this episode, Vadim takes a deep dive into the auto finance market—from the recent headlines surrounding Tricolor’s bankruptcy to the broader trends shaping credit performance and origination behavior. The conversation begins with Tricolor as a case study in data integrity and verification failures, not credit weakness, before widening to examine insights from the CFPB and Experian’s State of the Auto Market Report. Vadim explores how auto originations are skewing toward older, higher-cred...
In this episode, dv01 evaluates consumer credit performance across Consumer Unsecured (outside of credit cards), Autos, and Mortgages. Trends are predominately over the past 12 months, but also highlight historical performance and some origination trends. Cited research is found below.Cited Research:dv01: The Kids Might Be...All Right? Examining the Economic Landscape of America's Youngest Generationsdv01: Performance of Consumer Unsecured & Subprime Auto LoansNew York Fed: Quarterly Repo...
In The Tranches of Structured Finance
In this episode, Vadim takes a deep dive into the auto finance market—from the recent headlines surrounding Tricolor’s bankruptcy to the broader trends shaping credit performance and origination behavior. The conversation begins with Tricolor as a case study in data integrity and verification failures, not credit weakness, before widening to examine insights from the CFPB and Experian’s State of the Auto Market Report. Vadim explores how auto originations are skewing toward older, higher-cred...
