Have you ever borrowed money from someone? Have you borrowed books from friends or classmates? What kinds of things do people usually borrow in your country? Do you like lending your belongings to others? Why or why not? How do you feel when someone doesn’t return something they borrowed from you? Have you ever had to remind someone to return something they borrowed? Would you lend an expensive item, like a phone or laptop, to a friend? Do you think it’s better to borrow or buy something you only need for a short time? How do you usually decide whether to lend something or not? Is borrowing and lending common in your culture?