How does an introverted ex-underwriter become a top-producing broker doing 300 deals a year—without spending a dime on advertising? Farhan Mahmood went from sleeping in coffee shops to building a thriving mortgage business purely by referral. In this episode, he opens up about the hard-won lessons behind his quiet rise, including how he built trust, set boundaries, and learned to say no—without sacrificing growth. If you’ve ever felt overwhelmed by client demands or discouraged by slow early results, this conversation will reset your perspective. We’ll cover: Introvert Advantage – Why Farhan’s quiet nature helped him build deep trust and long-term referrals. Saying No to Say Yes – How learning to decline unprofitable files gave him back his time—and sanity. Boundary Breakthroughs – The 3 rules he put in place to finally take weekends, evenings, and even a vacation off. Surviving the Banks – How he competes with major banks offering lower rates by leading with service and relationships. From the Streets to Success – How Farhan used rock-bottom moments as fuel—and why mindset still drives everything he does. Success in this business doesn’t come from saying yes to everything—it comes from building systems, staying sharp, and knowing when to walk away. Farhan’s story proves that quiet consistency beats noise every time. Follow me on Instagram: www.instagram.com/scottpeckford/ I Love Mortgage Brokering: www.ilovemortgagebrokering.com Find out more about BRX Mortgage: www.whybrx.com Subscribe to my 3-2-1 Thursday Email I Love Mortgage Brokering is in partnership with Ownwell.  To see how top brokers are keeping clients engaged and generating leads from their database, visit ownwell.ca/scott