In this episode, HypurrFi’s Andy and Andrew join Hypio to map out how their over-collateralised lending engine is anchoring the new HyperLiquid EVM economy. They break down the mechanics of USDXL, explain how the freshly listed uBTC adds blue-chip collateral to the pool, and show why linear, behaviour-based points turn every deposit, borrow, and LP position into future upside. The discussion closes with a preview of isolated lending markets, cross-protocol integrations, and the long-term vision for a full on-chain finance stack where liquidity, risk, and yield are permissionless, transparent, and builder-driven.