Ready to streamline your strata document review process? In this episode, we sit down with Andrew Armstrong, founder of The Real View, a platform leveraging AI to analyze and provide clear, concise summaries of complex strata documents. Learn how this tool can save time for realtors, mitigate risk, and impress clients. Andrew also shares his entrepreneurial journey and insights into the real estate tech space.
Key Points
Join me, Matt Parker, your trusted mortgage broker in Vancouver, as I share a special holiday message and delve into the latest trends and forecasts in the Vancouver real estate and mortgage market. This episode is packed with insights and advice for homeowners, buyers, and investors as we look towards 2024.
Show Notes:
00:00 - Introduction
00:13 - Holiday Reflections
00:51 - Celebrating the Festive Season
00:59 - Newsletter Highlights
01:13 - 2024 Real Estate Market Outlook
01:22 - Impact of Market Changes
01:37 - Mortgage Renewals and Market Dynamics
01:59 - Interest Rate Changes and Mortgage Strategy
02:45 - Banks' Strategies at Renewal Time
03:04 - Potential Challenges in Mortgage Renewals
03:47 - Refinancing and Restructuring Options
04:59 - Market Adaptations and Investment Opportunities
05:25 - Concerns Over Mortgage Defaults
05:59 - Long-Term Housing Supply and Demand
06:09 - Policy Changes and Housing Prices
07:33 - Buying Opportunities in the Current Market
08:05 - Seasonal Market Trends
08:33 - Interest Rate Predictions and Market Confidence
09:23 - Mortgage Rate Trends and Strategies
10:01 - Closing Thoughts and Holiday Wishes
Connect with Me:
Navigating the real estate market can be a daunting task, especially for first-time buyers or sellers. But what if you had expert advice to guide you through? In today's episode, host Matt Parker talks with Andrew, a seasoned realtor. Andrew shares his unique insights into the real estate market, the importance of customer service, and even some personal interests that help him unwind.
From transitioning from the restaurant industry to real estate, to tips on being proactive in a fluctuating market, Andrew covers it all. Tune in now to gain valuable insights that could make your next real estate transaction a breeze!
Get in touch with Andrew for personalized real estate advice:
FIND OUT HOW TO NAVIGATE THE REAL ESTATE MARKET WITH CONFIDENCE: https://www.houserich.ca/home
CONNECT WITH MATT PARKER ON SOCIAL MEDIA
In this episode of the House Rich podcast, host Matt Parker, also known as Mortgage Matt, sits down with Louise McKnight, a highly experienced realtor from South Surrey, Canada. They discuss Louise's journey in the real estate industry, her team's approach to serving clients, and the current state of the real estate market.
Key Points Discussed:
Introduction to Louise McKnight: Louise is a seasoned realtor with over 20 years of experience in the real estate industry. She leads a multi-award-winning team, Team McKnight, which has facilitated over $2 billion in real estate transactions over the past eight years. The team is known for its commitment and dedication to their clients, serving the South Surrey and White Rock real estate markets. Learn more about Louise McKnight and her team here.
Louise's Journey in Real Estate: Louise transitioned into real estate from the newspaper business in 2008, foreseeing the decline of the newspaper industry. She started with a small company called Bay Realty, which she eventually took over and ran with a colleague, Jeff Glacier. They sold the business to McDonald Realty three years ago.
The Importance of Teamwork: Louise emphasizes the importance of having a supportive team in the real estate industry. Her team, which she describes as a family, has been together for many years, providing a strong support system and a source of energy.
Current State of the Real Estate Market: Louise discusses the recent rate increase from the Bank of Canada and its impact on the market. She advises sellers to price their properties well and buyers to be patient and get pre-approvals for their mortgages. She also emphasizes the importance of not overextending oneself financially when buying a property.
Advice for Potential Buyers and Sellers: Louise advises potential buyers and sellers to be patient and cautious. She emphasizes the importance of getting a pre-approval for a mortgage and setting realistic expectations for the buying or selling process.
Memorable Transactions: Louise shares a memorable transaction involving two large developers. The negotiation process was tough and lasted for two weeks, but in the end, everyone was happy with the outcome.
Questions to Consider:
Contact Information:
Meet Lindsie:
I'm passionate about a few things:
But I'm even more passionate about helping my clients find the home that is right for them.
I specialize in helping families who have outgrown their current home, usually with the arrival of a wee one. Who knew someone so small could take up so much space? With the arrival of a baby, you start to think about things that you hadn't before. I love guiding clients through the process of finding the neighbourhood that they want to raise their children in.
I also love helping first time home buyers through the excitement and nervousness of buying their first property. It doesn't have to be scary!
Before we had kids, my husband and I lived in a condo in Kits, which we adored. After our first son was born, our one bedroom and den condo suddenly became too small (sound familiar?!) so we bought a house near Commercial Drive in East Vancouver.
If you live in the area and have kids, you've probably seen me around the playground, the ice rink or Community Centre at Trout Lake. If you live in the area and don't have kids, you've probably seen me shopping at Donald's Market, running around Trout Lake, sipping a coffee at The Prado cafe or enjoying a chocolate chip zucchini muffin at JJ Bean.
I work in all areas of Vancouver (including outside of Vancouver proper like North Van, Burnaby and Port Moody). I specialize in East Van because it's my 'hood and I know the schools, parks, restaurants, community centres and ammenities like the back of my hand.
A portion of every one of my sales go to the Children's Miracle Network as well as Backpack Buddies.
The children's hospitals supported by the Children's Miracle Network provide comfort, treatment and hope to millions of sick kids each year. In Vancouver, our donations go directly to the BC Children’s Hospital and last year, our RE/MAX office raised more than $24,105.
Backpack Buddies is a unique program that addresses a very real need in Vancouver that most of us don't think about. There are many kids that attend inner city schools that rely on lunch programs throughout the school week. When the weekend rolls around, many of these kids will remain hungry until they return to school on Monday. Backpack Buddies provides a backpack filled with food for these kids to take home, because hunger doesn't take the weekend off.
In 2002, I was a part of Joints in Motion, raising over $4,000 for the Arthritis Society of Canada and running my first marathon in Honolulu. In 2003 & 2005, I joined Team in Training, raising over $10,000 for the Leukemia and Lymphoma Society of Canada.
I also volunteer every year with the Vancouver Heritage Foundation and the Vancouver International Wine Festival (formerly the Playhouse International Wine Festival). I love heritage houses and wine!
It's easy. Call me directly at 604.396.4433 or send me an email at lindsie@lindsietomlinson.com.
Do you feel stressed about the rising rate market and what the Bank of Canada will do next?
In today's episode, Matt Parker discussed the October 26 Bank of Canada rate announcement and answers the top questions people like you have.
==
SUBMIT YOUR QUESTIONS HERE: https://survey.hsforms.com/1QJaB7ytJSJeKwlGrB2ChSwc5irv
APPLY FOR A MORTGAGE: mattparker.mtg-app.com
Do you feel like you're not investing for the future and have used your investments and savings to buy a home? Everyone needs to diversify their investments to plan for retirement, but that is becoming harder with increasing living expenses.
In today's conversation, Matt Parker talks with Certified Financial Planner and Cash Flow Specialist Kelly Ho about how to invest even when home ownership becomes more and more expensive.
Find Kelly Ho at dldfinancial.com/team/kelly-ho
--
SUBMIT YOUR QUESTIONS HERE: https://survey.hsforms.com/1QJaB7ytJSJeKwlGrB2ChSwc5irv
APPLY FOR A MORTGAGE: mattparker.mtg-app.com
Meet Bruce:
Bruce grew up and lives in beautiful Cranbrook BC with his wife and two little girls. Before becoming a REALTOR®, Bruce owned and operated a repair/construction business which has given him extensive knowledge of home renos and construction. Whether you are buying or selling, Bruce will draw on his experience to find the home that fits you and your family best as well as help stage and list your home for selling. His dedication to detail will give you peace of mind during your real estate transaction.
When Bruce is not working, he enjoys hiking, biking, playing and coaching ball and spending time at the lake. His commitment to giving back to the community allows him to network with many people which in turn will help to give your property greater exposure.
Give Bruce a call, his dedication to customer service and knowledge of the local real estate market will make your buying or selling experience rewarding.
Episode links:
Meet Robinson:
Robinson graduated from the University of Victoria with a double major in Economics and Chinese Studies in 1995. During his time at UVic, he also studied Mandarin in Beijing and Shanghai and upon graduation worked in various sectors in China including international trade and investment while serving as acting Commercial Counselor at the Canadian Embassy in Beijing.
After obtaining an International Business MBA from Simon Fraser University in 2003, Robinson returned again to China to become vice president of The Balloch Group, a boutique international investment bank based in Beijing and worked on various projects as diverse as seaports, steel cable manufacture, lumber joint ventures and hydrogen fuel-cell investment. He has dined and mingled with the likes of Henry Kissinger, Prime Minister Jean Chretien and the Premier of China, yet somehow still manages to maintain an air of superiority. In 2006, Robinson returned to Victoria to work with his father, Fraser, the financial strategist who pioneered The Smith Manoeuvre, where Robinson helped over 500 families implement the strategy one at a time. In 2018, Robinson sold his investment advisory practice in order to write Master Your Mortgage for Financial Freedom, the follow-up to his father’s original book, and reach even more Canadians.
Robinson now dedicates his time to writing, speaking and training both homeowners and financial professionals in The Smith Manoeuvre strategy in order to continue with his father’s original mission to give every Canadian homeowner the opportunity to say “Yes” to the question, “Do you want to make your mortgage tax-deductible?” He lives in Victoria, BC, with his wife, Heidi, and their dog, Harley.
Robinson Smith
Listen on Apple Podcast or Spotify: https://anchor.fm/houserich
Links mentioned in this episode:
https://smithmanoeuvre.com
https://mattparker.ca
Meet Brandon:
Brandon Gee-Moore has been a licensed Realtor with REMAX Crest Realty since 2016. Having two successful parents in the real estate industry for the past 30 years has made it a business that has come naturally for Brandon. Since his first year in the business, he has achieved many awards. His most recent and outstanding award is being a part of the Medallion President’s Club which means he has achieved the Top 1% of MLS sales of all Realtors in the Real Estate Board of Greater Vancouver (out of 14,000 Realtors) in 2019 and 2020. In his previous years 2017 and 2018, he was awarded the Medallion Club Member Top 10% of MLS sales of all Realtors in the Real Estate Board of Greater Vancouver. He has achieved many honourable awards with REMAX Crest Realty during his career such as Rookie of the Year in his first year in business, 100% Club in 2017, Platinum Club in 2018 & 2019, Chairman’s Club in 2020 and REMAX Hall of Fame in 2020.
Throughout the years Brandon has worked with a variety of buyers and sellers such as first-time home buyers, up sizers, downsizers, from baby boomers to millennials, developers, investors and much more! Brandon is very client-oriented and will always do what’s in the client’s best interest regardless of whether he will make the sale or not. He is very honest and wants to make sure that the client knows everything they are getting into as this will be one of the biggest moves made in a lifetime. He is very patient and will work hard no matter how long the process will take!
Brandon specializes in both detached and attached residential properties which include condominiums, townhouses, rowhouses, duplexes and detached homes. Brandon currently resides and has his office in Burnaby but has much experience selling properties all over the lower mainland such as Burnaby, Vancouver, New Westminster, Port Moody, Coquitlam, Port Coquitlam, Surrey, Langley, Maple Ridge and more!
Brandon will assure for you have the best service possible while selling or purchasing your home.
Brandon Gee-Moore
brandon@brandongeemoore.com
(604) 889-9711
Listen on Apple Podcast or Spotify: https://anchor.fm/houserich
Links mentioned in this episode:
https://brandongeemoore.ca
https://mattparker.ca
Meet Stephanie:
Originally a small town ‘tom boy’ from the Kootenay’s, Steph’s Real Estate knowledge started very early on as her Grandfather was a builder/ developer and her parents were always buying, renovating, renting, selling and showing her that property is not only a place to live but when done right, a true financial asset with the means to take her wherever she wanted to go.
Steph's true passion for Real Estate was ignited at the age of 19 when she started selling custom homes for the largest builder in Calgary. Young, ambitious, and full of fire, this was the same year she started investing in a real estate portfolio of her own, which has continued to grow and now contains a number of different property types and in different locations.
In 2007 when the Okanagan outdoors called her back to BC, she enjoyed the new challenge of building her business, as a mortgage broker, in a time of economic crisis. Hard work doesn’t scare this girl and she certainly knows how to get the job done.
After being headhunted by the largest Media Company in the Okanagan, she quickly became their top Marketing Consultant specializing in business growth and customer relationships. After five amazing years and working closely with some of the top Real Estate agents, brokerages and developers, to help develop and grow their marketing reach, she could no longer delay the inevitable… Steph just couldn’t give up her love affair with Real Estate and eventually made her way back.
Stephanie Ostash
250-801-6467
steph@tjsteph.com
Watch on YouTube: https://youtu.be/WQQVtdxoncQ
Links mentioned in this episode:
https://royallepagekelowna.com/realto...
https://mattparker.ca/
Meet Krista:
Born in Vancouver and raised in the Tri-Cities, Krista has experienced growing up and living in the Tri-Cities for decades. Krista knows Port Moody, Coquitlam and Port Coquitlam extensively and has loved seeing the changes and growth in these cities over the years.
Krista Lapp is a Licensed Real Estate Agent based in Coquitlam and living in Burke Mountain. Creating valuable relationships and happy clients have always been at the heart of Krista’s beliefs. With over 25 years of sales experience and being a successful entrepreneur, her level of professionalism, customer service, sales & marketing and integrity always result in exceptional client satisfaction.
Whether you are buying or selling, you can count on being represented with professionalism and integrity. Being a hands-on, full-time REALTOR® you’ll experience first-class service, expert advice and outstanding results. In addition, Krista has had years of professional experience and education in marketing online giving her a unique perspective in marketing homes in Coquitlam, Port Coquitlam, Port Moody, Burnaby, Pitt Meadows, Maple Ridge, New Westminster and the Lower Mainland.
Krista is consistently in the Top 100 agents for Greater Vancouver putting her in the Top 1% of Realtors. Her team is among the Top Producing Realtors for sales at Keller Williams placing her Team in 10th for all of Canada.
Krista Lapp
krista@kristalapp.com
(604) 725-2494
Watch on YouTube: https://youtu.be/i4ynFIB8Edc
Links mentioned in this episode:
https://kristalapp.com
https://mattparker.ca
Meet Carleigh:
Carleigh’s career path started quite young, and she has had the honour of travelling worldwide with business, exposing her to learn, adapt, and succeed in her real estate and investment endeavours. Her first year in real estate began on the North Shore in Vancouver, where she was awarded ‘Rookie of the Year’ by her firm of now over 400 agents. Several years later she followed her love for the mountains and joined the Team and Engel & Volkers Whistler where she has been a top performer year after year, serving the communities of Vancouver, Squamish and Whistler. Her ambition has always been to bring the highest level of service to the marketplace. This dream, paralleled with the professional and positive energy she brings to the industry has granted her the ability to be where she is today.
It’s Carleigh’s hope, that by fostering and nurturing her connections in the communities her clients reside in, and giving back to their local businesses and charities, she will encourage others to do the same. She wants to inform her vast network on trends and work collaboratively with other business minds to ensure the communities stay ones we love to live in. Her passion is real estate but her number one priority will always be her client's needs, wants and desires.
Carleigh wants to do good work with good people and help support strong investments and healthy lifestyles that embrace everything the Sea to Sky has to offer. Whether you’re looking to buy or sell, she looks forward to working with you!
Achievements:
• Rookie of the Year awarded by Oakwyn Realty
• Top Agent behind the franchisee owner in 2019 Engel & Volkers Whistler
• Diamond Club Member with Engel & Volkers America
• Medallion Club Member
• Yahoo Finance Top 20 agents in Canada list
Carleigh Hofman
(604) 805-5358
carleigh@carleighhofman.com
Links mentioned in this episode:
Meet Trystan:
Born and raised in the Burnaby and Coquitlam area, the Tri-Cities of Vancouver have always been Trystan’s home. A product of a loving family with a commitment to others, his passion for relationships, personal, business or client-centered goes back as far as he can remember. Upon finishing high school, Trystan obtained his diploma in Marketing Management from the British Columbia Institute of Technology before expanding his credentials and completing his Real Estate Trading Services License.
Trystan brings a background in exemplary customer service having worked in the restaurant industry for more than seven years; during which time he built a reputation for close attention to detail, always putting customer satisfaction first; a skill that transferred well into his real estate career.
On beginning his real estate career, Trystan joined a high performing team in the top 1% of all teams in the Greater Vancouver Real Estate board. He quickly learnt the business winning “Rookie of the Year” amongst his peers for being the top performing first year agent. In addition, he made the Medallion Club, recognized as part of the top tier of agents in his board.
After garnering considerable experience, Trystan decided to pursue his dream of operating his own business and began working as an individual agent, thereby giving him more control in running his business and catering to his client’s needs.
One of Trystan’s biggest strengths comes from his ability to find innovative ways to market properties, creating the greatest value for his clients. Over the years, selling real estate has become much more digital and Trystan prides himself in being ahead of the curve, offering his clients even greater success.
Having lived in the Metro-Vancouver area since childhood, he possesses the insight to know what the various areas of Vancouver have to offer adults, families, and retired people alike. He makes customer service and a client first philosophy, his priority.
Trystan is serious about facilitating the best possible outcome for all his clients, and ensures the buying or selling process is a smooth and comfortable one. Building on his extensive knowledge of the industry, He prides himself in being genuine, honest and up-front with his clients. He can recognize what is important to each of his clients, and then provides the insight to meet those needs whilst always providing high-quality service. He is unfailingly there when clients need him.
When Trystan isn’t selling homes, you can find him exercising at the gym, on the mountain skiing, or watching the Canucks with his friends. He believes success lies in living a healthy, balanced lifestyle.
So, if you are wondering which realtor will best meet your real estate needs, contact Trystan King at Stonehaus Realty and prepare to encounter superior customer service and an exceptional Real Estate experience.
Trystan King
trystan@trystanking.ca
778-378-7205
Subscribe & Review in iTunes
Are you subscribed to my podcast? If you’re not, I want to encourage you to do that today. It would help if you didn’t miss an episode. I’m adding a collection of episodes, and if you’re not subscribed, there’s a good chance you’ll miss out on those. Click here to subscribe in iTunes!
Links mentioned in this episode:
http://www.trystanking.ca
Meet Kristen:
Kristen is a “people” person — her natural charisma and empathy allow her to understand and find the perfect fit for her clients, whether buying or selling.
Born and raised in BC, with a background in Marketing and Design, she understands exactly how to make your property look its best as well as determine what other properties may be hiding behind the brochure.
A believer in putting people first, Kristen has quickly made a name for herself in the exploding Squamish market by working tirelessly on every deal and sprinkling it with humour and perseverance to bring the ultimate value to her clients.
“There is always a bit of magic that happens when a client finds the right property,” she says. “It sometimes feels like the home chooses them. I love that part."
Kristen Dillon
kristen@seatoskydreamteam.com
778.266.0150
Subscribe & Review in iTunes
Are you subscribed to my podcast? If you’re not, I want to encourage you to do that today. It would help if you didn’t miss an episode. I’m adding a collection of episodes, and if you’re not subscribed, there’s a good chance you’ll miss out on those. Click here to subscribe in iTunes!
Links mentioned in this episode:
https://www.seatoskydreamteam.com
If you're like many of my clients that think you can't trust the home financing process, I'd have to agree.
It is now complicated and stressful. Penalties and fees are not transparent, and some of them are simply outrageous in size. Bank structures incentivize internal sales, not support. The system is set up to benefit the banks — not you.
If you're frustrated because you feel that mortgages are confusing, the Mortgages Made Simple podcast will help. We're here to bring you practical advice about understanding your mortgage so that you can make or save money.
We're here to provide clarity to your home finances. Reach out with any questions you have.
Matthew Parker, Mortgage Broker
mortgage@mattparker.ca
(604) 265-9243
mattparker.ca