Strap in for another insightful episode as Jacob Carlile, Hot Property, sits down once again with Joe Iezzi of Delta Wealth. Together, they unpack the real differences between working with a mortgage broker vs going directly to a bank. From lending structures and channel conflicts to clerical challenges and borrowing strategies for self-employed buyers, this episode is packed with real-life advice and practical insights for navigating Australia’s finance and property landscape.
Timestamps:
(2:00) – A mortgage broker is like a motor show
(3:16) – The importance of comparing banks and products
(4:09) – Channel conflict…how banks compete with brokers
(6:02) – When it's better to contact your bank directly
(9:46) – The power of broker tools like Quickli
(14:47) – Why tech and automation can’t replace relationships
(16:57) – The role of trust, care, and client experience in finance
(18:48) – Difference between a good real estate agent and a bad one
Welcome to the Hot Property Podcast, hosted by Hot Property, Toowoomba's leading full-service, independent real estate agency. On this podcast, you’ll hear how to make more from your property, grow your wealth, and the many lessons we’ve learned in helping manage and sell more than $3 Billion worth of real estate in the Toowoomba Region.
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