Most homeowners are underinsured in ways they don't realize until it's too late. Nick Ledger reveals the shocking truth about what standard policies don't cover, from flood and earthquake damage to mold and water backup. Learn about special limits that cap coverage for jewelry, cash, and firearms at surprisingly low amounts, and how to schedule high value items for full protection. Discover why umbrella insurance is essential for protecting your assets, how high value home programs offer superior coverage, and strategies for identifying your specific risks. This episode arms you with the knowledge to fill dangerous coverage gaps before disaster strikes and leaves you financially exposed.
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