What if the secret to financial peace wasn’t about making more—but thinking differently?

In this powerful episode, host Luam sits down with financial strategist and author Kim Butler to uncover how shifting your money mindset can improve your overall well-being. Kim shares her top tip: never deposit your paycheck into your checking account. This one simple change can help stop unconscious spending and turn it into automatic saving. 

Kim Butler is a financial educator and strategist with over 30 years of experience helping families across the U.S. build wealth and secure life insurance. Her money journey began in 4th grade, selling milk to fund her education. Today, she empowers people through tools like The Prosperity Pledge™, focusing on mindset, savings, and automation. Her guiding question—"How do you learn best?"—reflects her belief that personalized education is the key to financial success.

Whether you're managing your own finances, sharing them with a partner, or raising financially aware kids, this episode is full of helpful, down-to-earth advice that can make a real difference.

Get the cash flow control guide: https://prosperitythinkers.com/special/holistichealing/

Where to find more of Kim:

https://prosperitythinkers.com/

https://linkedin.com/in/kimdhbutler

https://x.com/kimdhbutlerhttps://youtube.com/c/KimDHButler

https://amazon.com/stores/author/B00523N6HE

Episode highlights:

(0:00) Intro

(2:24) How money impacts your overall well-being

(5:04) What a scarcity mindset looks like and how to shift it

(11:15) Breaking limiting money beliefs

(17:08) Building financial confidence through cash flow

(21:55) Spending in alignment with your values

(27:52) Creating financial harmony in relationships

(31:34) Teaching kids money skills from age 3

(39:38) What Kim would tell her younger self

(45:27) How to start saving smarter with whole life insurance

(52:00) Outro