This week, we have Suraya Zainuddin, the writer behind RinggitOhRinggit.com, a popular personal finance blog in Malaysia! We tackle money topics that people usually disagree on, like fixed deposits, minimalism, buying a house, buying a car, avocado toasts. I know, it sounds exciting already! This episode particularly, we focus on the topics surrounding saving and spending. Stay tuned as we continue to tackle more questions in the next episode.

02:21: Suraya answers 5 quick-fire questions
14:27: Budgeting - yes or no?
16:53: Fixed Deposits - yes or no?
18:47: Is minimalism for everyone?
20:49: Should we still pay for university?
21:40: Avocado toasts and ice lattes - yes or no?
23:36: Real estate - buy or rent?
24:39: Cars - new, 2nd hand, rental or no car?