“Delay, Deny, Defend" is a well-known Healthcare insurance industry phrase about not paying out on claims. This episode examines the on-going implications of integrating artificial intelligence into health insurance systems, the potential for AI-driven claim denials to exacerbate existing healthcare inequalities. Concerns have been raised regarding the lack of transparency in AI decision-making and the potential for algorithmic bias. What would be the broader economic ramifications in the UK of shifting towards a US-style insurance model?  AI and Health Insurance: An FAQ