Henrique Dubugras founded fintech giant Brex when he was twenty-one years old. In his journey from São Paulo to Stanford to the heights of Silicon Valley he made connections with some of the biggest names in the ecosystem. Now, they’re not just business connections, but friends.
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Henrique Dubugras founded fintech giant Brex when he was twenty-one years old. In his journey from São Paulo to Stanford to the heights of Silicon Valley he made connections with some of the biggest names in the ecosystem. Now, they’re not just business connections, but friends.
Inside Revolut: How Nikolay Storonsky Built a $45B Fintech Empire
HD in HD
1 hour 20 minutes
8 months ago
Inside Revolut: How Nikolay Storonsky Built a $45B Fintech Empire
Old-school banking leans on control and complacency.
Revolut charted its own course—flourishing by bending conventions, outrunning oversight, and favoring execution over protocol.
Nikolay Storonsky, Revolut’s co-founder and CEO, was forged by a mix of physics-driven upbringing and competitive swimming. This drilled in his mantra: systems can be cracked, and tenacity outshines flair.
That drive transformed Revolut from a currency workaround to a global financial juggernaut, clashing with the establishment.
In this episode, we dig into:
• Why Nik fueled the start with trading earnings despite later raising $2 billion
• How Revolut leapfrogged regulators and legacy players
• Why breakneck expansion needs discipline when costs soar and margins tighten
explore Nikolay's background
other fintech innovators
ABOUT US:
We’re proudly sponsored by Brex—a brand I co-founded, now supporting over 30,000 businesses like Anthropic, DoorDash, and Scale AI, helping them make every dollar count.
I’m grateful for their continued support as I bring you all conversations with some of the most exceptional founders of our generation. Onward and upward, together.
Connect with us:
1. Revolut - https://x.com/RevolutApp
2. Brex - https://x.com/brexHQ
3. Henrique Dubugras- https://x.com/hdubugras
00:00 Trailer
00:49 Introduction
01:52 Nik's Early Life and Education
11:50 Transition to Finance and Trading
14:19 The Collapse of Lehman Brothers
25:15 Starting Revolut
36:28 YC Combinator and Fundraising Challenges
41:24 Product Development and Market Fit
44:23 Company Culture and Hiring Philosophy
47:01 Management Style and Systems
59:52 Expansion and Systematizing Processes
01:06:30 Reflections on Success and Challenges
01:09:00 Closing Thoughts
This episode was produced and distributed by our friends at Atomik Growth: https://atomikgrowth.com/
HD in HD
Henrique Dubugras founded fintech giant Brex when he was twenty-one years old. In his journey from São Paulo to Stanford to the heights of Silicon Valley he made connections with some of the biggest names in the ecosystem. Now, they’re not just business connections, but friends.
