In this chapter we will take the journey from mere numbers on a piece of paper to a living document that directs your life towards your family mission and values. Embracing this distinction is the difference between something you will try-and-quit and a lifestyle change that you’ll embrace and advocate for others. The purpose of a budget is more than mere number-awareness, but spending your life on purpose for the distinct reasons God created you.

This chapter will read like “step work,” but it is not a recovery program. We are going to try to be highly practical and assume nothing. It takes an average of 3 months before these steps are smooth enough to only take 30 minutes per week, but they will get you to the place that you can run your home finances in less time than it takes to watch a sitcom.

Interspersed with the practical steps, comments will be made to continually re-orient you from mere number-crunching and document-surfing back to how budgeting enables you to spend your life on purpose and enrich your marraige. Logistics are necessary for longevity, but logistics alone will not fuel our perseverance. While this chapter focuses on the practical, do not lose sight of the big picture that orients the “how to” back to the “why.”

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