Ever wonder if you're doing enough financially in your 30s? In Episode GU 260 of Get Unstuck Podcast, Annie Cole—founder of Money-Sentials and seasoned financial educator—joins host Mutita Panmook to discuss what it really takes to build wealth and peace of mind in your third decade. They dive into Annie's personal journey from financial confusion to empowerment, reveal the differences between saving and investing, and uncover the psychological blocks that often hold us back. This conversation is as much about financial strategy as it is about lifestyle balance and emotional clarity. Expect actionable tips, real-life lessons, and plenty of “aha” moments for both entrepreneurs and salaried professionals. TIMESTAMP :00:00 INTRO03:07What’s your background story? 04:04 When we talk about finance, what is the fundamental thing we should have covered?06:00 Lifestyle and Money Habit how they related and what should we figure out at the early stage of financial planning?06:52 Since when we should start planning financials?07:48 How is it different between 20s vs 30s?09:53 Do we need to have a retirement plan?11:05 What is the different between Saving Vs Investing?12:36 Personal Finance Vs Company Finance18:07 Debt issue20:54 Financial tracking23:07 Should we automate our payment?24:06 Work with Annie Follow Annie:www.money-essentials.com https://www.instagram.com/build.wealth.with.annie/ https://www.linkedin.com/in/dr-annie-cole-ed-d-16ab59135/  More episodes like this: https://www.getunstuckmethod.com  Subscribe to our newsletter: https://getunstuck.beehiiv.com/subscribe   #FinancialFreedom #MoneyMindset #WomenAndWealth #WealthInYour30s #BudgetingTips #InvestSmart #DebtFreeJourney #MoneyTalks #EntrepreneurFinance #MoneySentials #GetUnstuckPodcast