In this video, we explain how to use a credit card smartly and wisely in India. You’ll learn the top tips to use a credit card responsibly, avoid common mistakes, and take full advantage of the benefits of credit card use. From managing bills on time, understanding interest rates, and using credit cards wisely, this guide will help you build a strong credit score and use your credit card effectively. Perfect for beginners and anyone who wants to know how to manage a credit card wisely in India.