When you apply for a credit card, your issuing bank checks your credit score to determine whether or not you are a creditworthy person. Credit cards are a form of unsecured lending that financial institutions provide based on your creditworthiness.

Generally, applicants with excellent credit scores qualify for the best credit cards in India. The minimum requirement to get a credit card that comes with reward points, cashback, bonuses, and other benefits is 750. 

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