Health insurance can feel like a foreign language — especially when you're a freelancer trying to figure it out solo. In this episode, we break down what those confusing terms like deductible, premium, and PPO actually mean, how to choose a plan that makes sense for your life and income, and where to find affordable coverage (including some musician-specific options). Whether you're switching plans, picking for the first time, or just want to stop panicking during open enrollment — this one’s for you.