Alex from Perch discusses his background and why he stared Perch Mortgages, how Perch automatically calculates the when it is the best time to break your mortgage, how perch perserves your application allowing you to create an application in as little 10-15mins.

They wrap up discussing the current state of the Canadian housing market with MacKenzie and Viler. They cover topics such as the impact of rising interest rates, the role of foreign money in the market, and inter-province migration. Alex predicts that the next 6-10 months will see above-average price growth, followed by a leveling off, and then another increase once interest rates decline. He also notes that supply and demand imbalances are the main drivers of the market, rather than foreign buyers or vacant homes.