Mark Dearman, Director of Industry Banking Solutions at FintechOS, sits down with Ben Thomas from Covecta and Michael Anyfantakis from Vigilant AI to explore: AI’s Rapid Rise in Finance – AI adoption is outpacing past tech shifts, but with 70-80% of pilots failing, the gap between promise and reality remains. The Shift to Agentic AI – AI is moving beyond chatbots to autonomous workflows, transforming lending and credit operations. Balancing AI and Compliance – Banks must navigate data privacy, security, and regulatory challenges while ensuring AI transparency and responsible use. The Future of AI in Banking – AI will drive efficiency and profitability, with early adopters gaining a competitive edge while others risk falling behind.