Small businesses are the backbone of the economy. So why are they still so hard to bank? In the latest episode of the FintechOS Evolv Podcast, Mark Dearman sits down with Andrew Martin (SMEB) and Roger Vincent (Bourn) to explore what’s broken in SME finance and what it’ll take to fix it. They get into: 🔹 Why legacy banks can’t crack the SME code 🔹 How fintechs are fusing lending, payments, and AI 🔹 What real bank–fintech collaboration looks like 🔹 Why embedded finance is more than a buzzword 🔹 How open banking and AI are reshaping relationships   If you’re building for SMEs - or just trying to serve them better - this one’s for you.