Fintech moves fast. But here at Fintech Takes, Alex Johnson and his rotating panel of guests move faster so that you can stay on top of the latest and greatest news in the industry without breaking a sweat.
Welcome to Fintech Takes—the place where fintech’s biggest nerds come to sit back, relax, and completely geek out.
Join Alex and a lineup of fintech’s brightest minds as they dissect what’s happening in fintech and banking.
Each week, Alex and his guests recap the most interesting developments in fintech and explore the industry’s most pressing questions, diving headfirst into the intricate workings of some of the industry’s most ground-breaking business models and unpacking the emerging players that promise to shape fintech’s future.
From riveting conversations with fintech’s most relevant operators to comprehensive recaps of the month's most compelling news stories and in-depth analyses of the latest regulatory developments, Fintech Takes is your one-stop-shop for navigating the fintech universe.
Subscribe now to join fintech’s nerdiest podcast around!
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Fintech moves fast. But here at Fintech Takes, Alex Johnson and his rotating panel of guests move faster so that you can stay on top of the latest and greatest news in the industry without breaking a sweat.
Welcome to Fintech Takes—the place where fintech’s biggest nerds come to sit back, relax, and completely geek out.
Join Alex and a lineup of fintech’s brightest minds as they dissect what’s happening in fintech and banking.
Each week, Alex and his guests recap the most interesting developments in fintech and explore the industry’s most pressing questions, diving headfirst into the intricate workings of some of the industry’s most ground-breaking business models and unpacking the emerging players that promise to shape fintech’s future.
From riveting conversations with fintech’s most relevant operators to comprehensive recaps of the month's most compelling news stories and in-depth analyses of the latest regulatory developments, Fintech Takes is your one-stop-shop for navigating the fintech universe.
Subscribe now to join fintech’s nerdiest podcast around!
Fintech Takes x Nova Credit Presents Cash Flow Conversations Episode 1: How Do Credit Risk Executives Think About Cash Flow Data?
Fintech Takes
35 minutes
1 month ago
Fintech Takes x Nova Credit Presents Cash Flow Conversations Episode 1: How Do Credit Risk Executives Think About Cash Flow Data?
Hello, and welcome to Cash Flow Conversations, a new podcast miniseries sponsored by Nova Credit.
If you’ve followed my work, you’ll know that I’m obsessed with cash flow data (and underwriting more specifically). That’s because it has enormous potential to positively reshape consumer lending in the U.S.
As banks, credit unions, and fintechs move from theory to practice, this series will chronicle how cash flow data is being put to work across the lending lifecycle.
Episode 1 sets the tone for the series, featuring a live panel I moderated at Nova Credit’s Cash Flow Underwriting Summit earlier this month. Joining me are:
Chris McCall, Head of Consumer Credit and Pricing at Citizens Bank
Bill Garber, SVP, Credit Policy and Analytics at Navy Federal Credit Union
Munish Pahwa, EVP and Chief Risk Officer at Sallie Mae
We dig into how cash flow data stacks up against traditional credit data, what it means for lenders’ models, how it changes the borrower experience, the guardrails around it — and why getting a clearer view of consumers’ financial lives is vital in today’s uncertain environment.
Hope you enjoy the conversation as much as I enjoyed facilitating it!
Subscribe now to catch the rest of Cash Flow Conversations as it comes.
This miniseries is brought to you by Nova Credit.
Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly by harnessing alternative credit data.
The company is a CRA that leverages its unique data infrastructure, compliance framework, and credit expertise to help lenders fill in the gaps that exist in traditional credit analytics.
Deploy cash flow underwriting confidently with Nova Credit's proven platform. Check them out at www.novacredit.com.
Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/
And for more exclusive insider content, don’t forget to check out my YouTube page.
Follow Alex:
YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos
LinkedIn: https://www.linkedin.com/in/alexhjohnson
Twitter: https://www.twitter.com/AlexH_Johnson
Follow Chris:
https://www.linkedin.com/in/chris-mccall-732b6b
Follow Bill:
https://www.linkedin.com/in/bill-garber-611234191/
Follow Munish:
https://www.linkedin.com/in/munish-pahwa-ph-d-2a563210/
Learn more about Nova Credit here.
Fintech Takes
Fintech moves fast. But here at Fintech Takes, Alex Johnson and his rotating panel of guests move faster so that you can stay on top of the latest and greatest news in the industry without breaking a sweat.
Welcome to Fintech Takes—the place where fintech’s biggest nerds come to sit back, relax, and completely geek out.
Join Alex and a lineup of fintech’s brightest minds as they dissect what’s happening in fintech and banking.
Each week, Alex and his guests recap the most interesting developments in fintech and explore the industry’s most pressing questions, diving headfirst into the intricate workings of some of the industry’s most ground-breaking business models and unpacking the emerging players that promise to shape fintech’s future.
From riveting conversations with fintech’s most relevant operators to comprehensive recaps of the month's most compelling news stories and in-depth analyses of the latest regulatory developments, Fintech Takes is your one-stop-shop for navigating the fintech universe.
Subscribe now to join fintech’s nerdiest podcast around!
