In this episode of The Fintech Combine, host Kris Kovac sits down with Jonty Hirsowitz, founder and CEO of Deferit, to explore how his latest innovation — Pebble — is helping consumers build credit simply by paying their everyday bills on time. Jonty shares his journey from corporate law to fintech entrepreneurship, the problem Pebble solves for thin-file consumers, and how credit unions can use embedded credit tools to engage younger members and drive financial inclusion.

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