In this episode of the Fintech Combine, host Kris Kovacs sits down with Karan Bhalla, founder of AIVantage, to explore how artificial intelligence is reshaping credit unions and community banks. From hyperpersonalization to fail-fast innovation, Karan shares lessons from his 25-year career in banking and fintech, and offers practical insights into how small and mid-size institutions can embrace AI to stay competitive in a rapidly evolving market.

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