Do you have a plan to replace the loss of income to your family if you die?   

Whole life insurance is one type of permanent life insurance that can provide lifelong coverage.   

The accumulation of cash value is the major differentiator between whole life and term life insurance. Part of the premium payments for whole life insurance will accumulate in a cash value account, which grows over time and can be accessed. The savings component, or cash value, can be accessed by the policyholder by either withdrawing or borrowing against it, when needed.   

Pension Maximization could be a big reason why you decide to secure a whole life insurance policy. It is one way to replace the loss of income to your family when you die.   

Remember... Failing to plan is planning to fail. So, take the time to put a plan in place.

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Shore Point Advisors is registered as an investment adviser with the State of New Jersey.  Registration of an investment adviser does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the Securities and Exchange Commission or any state securities authority.

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