Financial Forward: The Future of Consumer Finance & Banking
McCarthy Hatch
36 episodes
3 weeks ago
Send us a text Episode Summary Amy — a retired Texas teacher living on a fixed income — whose protected retirement funds were swept from her bank account to satisfy an old, likely time-barred credit-card judgment. By filing a detailed complaint with the CFPB and notifying both the collector and the bank that the funds were protected under Texas law, Amy triggered a reversal and got her money back. The episode explores why precision in language matters, what ‘protected funds’ and ‘time-barred ...
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Send us a text Episode Summary Amy — a retired Texas teacher living on a fixed income — whose protected retirement funds were swept from her bank account to satisfy an old, likely time-barred credit-card judgment. By filing a detailed complaint with the CFPB and notifying both the collector and the bank that the funds were protected under Texas law, Amy triggered a reversal and got her money back. The episode explores why precision in language matters, what ‘protected funds’ and ‘time-barred ...
American Fintech Council - Ian Moloney Talks the Future of Our Industry
Financial Forward: The Future of Consumer Finance & Banking
1 hour 1 minute
6 months ago
American Fintech Council - Ian Moloney Talks the Future of Our Industry
Send us a text Guest: Ian Moloney, Head of Policy & Regulatory Affairs, American Fintech Council Host: Jim McCarthy, Chairman of McCarthy Hatch and Founding Member of the CFPB Podcast: Financial Forward 🔑 Key Topics: What the American Fintech Council Stands For Ian describes the AFC's role as a bridge between regulators and innovators, ensuring fintechs can grow while protecting consumers.Responsible Innovation in a Regulatory Vacuum With fragmented oversight across agencies, Ian expl...
Financial Forward: The Future of Consumer Finance & Banking
Send us a text Episode Summary Amy — a retired Texas teacher living on a fixed income — whose protected retirement funds were swept from her bank account to satisfy an old, likely time-barred credit-card judgment. By filing a detailed complaint with the CFPB and notifying both the collector and the bank that the funds were protected under Texas law, Amy triggered a reversal and got her money back. The episode explores why precision in language matters, what ‘protected funds’ and ‘time-barred ...
