In this week's finance wrap, Paige Estritori explores the recent annual report of Westpac Banking Corporation, highlighting a small drop in annual profits and plans to sell its RAMS mortgage portfolio amidst market competition. She also discusses the decision by The Reserve Bank of Australia to maintain the cash rate, urging borrowers to seek advice for navigating the market. In motor industry news, Austria's KTM AG has secured a 600 million euro lifeline to meet its debt obligations and continue restructuring plans, with major backing from Bajaj Auto Ltd. Finally, Australian motorcycle retailer, Peter Stevens Motorcycles, has entered into voluntary administration in an attempt to find a buyer and sustain its operations amid increasing debts and decreasing demand. The impact of these updates on consumers and potential market shifts are discussed.