Why Your Credit Score Matters: Tips for Individuals and MSMEs Ft. Bhushan Padkil

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Finance Happy Hour with FinCocktail!

FinCocktail

65 episodes

1 day ago

Personal finance tops the list of things that we aren't taught in school. It's a skill everyone needs to master, but very few talk about it. Set out on this journey of money with Sayali Rai and Niyati Thaker from FinCocktail. They have cracked the code to building wealth, know how to mix the perfect finance cocktail, and are now on a mission to demystify these concepts for you. Check them out on Instagram and hear from them firsthand on the Finance Happy Hour!

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Why Your Credit Score Matters: Tips for Individuals and MSMEs Ft. Bhushan Padkil | HHwFC S4 E4

Finance Happy Hour with FinCocktail!

33 minutes 14 seconds

9 months ago

Why Your Credit Score Matters: Tips for Individuals and MSMEs Ft. Bhushan Padkil | HHwFC S4 E4

Credit plays a pivotal role in the modern economy, fostering growth and innovation. And to discuss its importance in the lives of individuals and businesses, we have Mr. Bhushan Padkil, SVP and Head of DTC Business at TransUnion CIBIL, who brings a wealth of experience and expertise in the field of credit, with a focus on credit education and financial literacy. On this episode of Happy Hour with FinCocktail, our Founder, Sayali engages in a candid conversation with Mr. Bhushan about credit information, CIBIL Score for individuals, CIBIL MSME Rank for MSMEs, the credit ecosystem, and the significance of credit awareness in India. Join us in this engaging discussion to understand the credit system, the importance of timely loan repayment and some valuable credit advice for youngsters and businesses to maintain a healthy credit profile. Share this with your friends and do leave us a comment with your thoughts! We have an exclusive offer for you – enjoy a 20% discount on CIBIL MSME Rank Subscription Plans! 1. Visit: https://www.cibil.com/cibilrank1m?utm_source=social&utm_medium=influencer&utm_campaign=CAP_fincocktail 2. Choose a CIBIL MSME Rank Subscription Plan that suits your needs. 3. Use the code RANK20OFF at checkout. Offer valid till 30th June, 2025! Let’s get started on the journey to build a stronger, more financially empowered business! #CIBIL #CIBILScore #CIBILMSMERank #CMR #Businesses #BusinessOwners #MSMEs #CreditProfile #CreditHistory #financialliteracy 00:00 - Sneak Peek! 1:16 - Introduction 2:13 - What is TransUnion CIBIL? 4:45 - Overview of the CIBIL Score 7:02 - Understanding the Desire for a Credit-Worthy Business 10:16 - Busting Financial Myths 11:39 - When Does a Credit Score Get Affected? 12:53 - What is the CIBIL MSME Rank? 15:13 - How is the MSME Rank Calculated? 16:51 - Challenges and Barriers Faced by MSMEs 19:29 - Key Factors to Help MSMEs Overcome Challenges 20:44 - Where to Start? 24:13 - Bhushan Padkil Discusses His Journey 27:11 - Creating Awareness About the CIBIL Score 30:29 - When to Start? 31:31 - Bhushan Padkil’s Advice for Youngsters 33:36 - Advice for MSMEs 35:11 - Conclusion ------------------------------------------------------------------- Find FinCocktail and CIBIL on other social media: Instagram: https://www.instagram.com/fincocktail/ YouTube: https://www.youtube.com/@FinCocktail https://www.youtube.com/@CIBILonline LinkedIn: https://www.linkedin.com/company/fincocktail/ https://www.linkedin.com/in/sayalirai/ https://www.linkedin.com/company/credit-information-bureau-india-limited

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