In part two of this two-part episode, FICO® Score Industry Insights Podcasthost Lance Braun (FICO Score, Marketing) and guest Keon Haley (FICO Score, Product Management) discuss the FICO® Score A Better FutureTM Fundamentals financial literacy program – important and necessary curriculum specifically created to help high school and college-age students understand the basics of financial literacy, credit scores and learning about relevant financial tools available to ensure a secure financial future. In an economic climate where debt levels are rapidly increasing, the FICO® Score A Better Future program focuses on helping consumers better understand credit scoring, dispelling myths about how FICO® Scores are calculated, while providing free, one-on-one counseling from certified not-for-profit counselors tailored to their individual financial health and goals.Having a deeper understanding of credit, FICO Scores, and how lending works can help consumers make better credit-related decisions and potentially save thousands of dollars in interest rates and fees.

The program has already shown to help empower participants: According to our event attendee survey, 82%said that the Score A Better FutureTM events were very useful for helping them better understand how to achieve their financial goals.94% agreed that the event gave them an improved understanding of tools they needed to manage their finances better in the future.Want to learn more about credit scores? No worries! You can test your FICO® Score knowledge by playing with our Credit Galaxy game or visit the credit education section of myFICO for more information. We encourage you to engage, share content, and help us spread the word about the importance of financial and credit education.