How Gen Z Thinks About Money! Lessons from 21-Year-Old Financial Expert Candela Larson

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Extreme Personal Finance Show

Chris Luger

92 episodes

21 hours ago

The Extreme Personal Finance Show Well be talking about earning money, saving and spending as well as investing and retirement. I'll be joined by my friends, and guests along the way. Join me as we take personal finance to the extreme and crank this bitch to 11! HORNS UP! \m/ \m/

Self-Improvement

Education

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All content for Extreme Personal Finance Show is the property of Chris Luger and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.

Self-Improvement

Education

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How Gen Z Thinks About Money! Lessons from 21-Year-Old Financial Expert Candela Larson | E077

Extreme Personal Finance Show

37 minutes 37 seconds

5 days ago

How Gen Z Thinks About Money! Lessons from 21-Year-Old Financial Expert Candela Larson | E077

Candela Larson isn’t your typical 21-year-old. She’s a STEM scholar, entrepreneur, and licensed financial professional who’s already stacking credentials like Series 7 and 66 before most people finish grad school.

In this episode of The Extreme Personal Finance Show, Chris Luger sits down with Candela Larson to unpack what drives her passion for money and investing, how Gen Z views wealth, and the real-world money myths holding young adults back.

They dive into:

Why personal property (your car, purse, or watch) isn’t an investment—no matter what TikTok says
How Gen Z can start building wealth early without falling into the credit-card-trap
The truth about “doom spending,” student debt, and why skipping Starbucks won’t buy you a house
How AI and social media are shaping the next generation of investors
Candela’s brutally honest take on life insurance, taxes, and why financial literacy should start now

It’s a fun, raw, and insightful conversation that proves financial independence isn’t about age—it’s about mindset.

Show Notes:

Contact Chris:

https://heavymetal.money

https://www.facebook.com/MoneyHeavyMetal

https://x.com/MoneyHeavyMetal

https://www.instagram.com/chrisluger

https://www.tiktok.com/@heavymetalmoney

email: chris at heavymetal.money

Resources and Links:

https://www.youtube.com/@CalebHammer