A government shutdown, record-high markets, and falling interest rates — all happening at once. What does that really mean for investors as we head into the final quarter of 2025? This week, Hannah Chapman, CFP®, APMA®, CRPC®, breaks down the surprising calm in the markets despite the U.S. government shutdown, why investors are cheering expected Fed rate cuts, and how these shifts impact both business growth and year-end planning. She also explains what small business owners and self-employed individuals need to know about potential changes to ACA tax credits, rising health insurance premiums, and the importance of proactive tax strategy before the year ends. From IRA contributions and charitable gifting to data sources that keep us informed even when the government is offline, this solo episode is packed with practical tools to finish 2025 strong — and start 2026 prepared. How current market conditions reflect deeper economic resilience — even in the face of political uncertainty Why interest rate shifts continue to drive investor sentiment and shape business decision-making What to keep in mind as we approach key tax deadlines and year-end financial planning season Where investors and advisors can still access critical data while traditional sources are paused Practical ways to approach your financial strategy with calm, clarity, and intention in the final quarter of the year Connect with Hannah here: X² Wealth Planning Website: https://x2wealthplanning.com/ Expansive CEO: https://expansiveceo.com/ Email: hannah@expansiveceo.com