Crystal Chow, a Wealth Women Coach from Singapore, shares how her upbringing in a family of single mothers and financial struggles shaped her mission to help women invest with confidence. After witnessing her grandmother’s sacrifices and her mother’s poor financial decisions, Crystal dedicated her career to teaching women financial literacy.Having worked in banking, she saw that 80% of investors were men, exposing a confidence and knowledge gap for women. Her own story of leaving an abusive marriage highlights how financial independence provides freedom and security. Crystal warns against the trap of consumerism and mistaking liabilities like cars and handbags for assets. Instead, she emphasizes the power of compounding, showing how consistent investing: even $1,000 a month can multiply wealth over decades.She encourages women to begin with accessible assets like stocks, ETFs, crypto, and metals rather than locking money into real estate. Through her Wealthy Woman Impact community, Crystal combines structured finance with feminine intuition, teaching women to grow wealth while aligning it with purpose and self-worth.Timestamps:[01:35] Why women are underinvested in finance[02:38] Family history of financial struggle[05:14] From sales to banking and unconscious coaching[08:51] Overspending in her 20s & breaking consumer habits[12:35] Assets vs. liabilities explained simply[14:02] Compounding power of $1,000 monthly investment[17:21] Why property isn’t the best first investment[23:28] Building the Wealthy Woman Impact community[30:04] Leaving an abusive marriage & financial independence[40:08] Breaking generational cycles & empowering women

****************************************************Connect with Crystal on:https://www.instagram.com/shiningwithcrystalConnect with Karms to be a guest on Excel Purpose Showhttps://www.instagram.com/karmsfung