🎯 Think embedded finance only happens in the US and Western Europe? Think again

In this episode, Lars dives deep into the thriving embedded finance ecosystem of Central & Eastern Europe with Danuta Czapeczko, an industry veteran from PragmaGO - the region's largest embedded lending provider.

🔍 What You'll Discover:

• Why Poland has 380+ FinTech companies you've never heard of
• How Allegro (Europe's first marketplace) is crushing embedded finance
• The surprising transportation and retail innovations happening in CEE
• Why Romanian expansion makes more sense than neighbouring countries
• How innovative local banks are helping, not hurting, FinTech growth

💡 Key Insights:

• The unbanked populations in CEE represent massive untapped markets
• Digital adoption rates rival Western Europe, but with unique challenges
• B2B embedded lending is exploding across e-commerce platforms
• Currency complexity and regulatory differences create expansion puzzles

🌍 Featured Markets: Poland, Czech Republic, Estonia, Romania

Visit our website www.embeddedfinancereview.com for more content. This episode was produced by Orama.tv.

(00:00) Intro(01:24) Welcome and Introductions(02:18) Danuta's Background in FinTech(03:11) Understanding Embedded Finance(04:46) Western vs. Eastern Europe in FinTech(05:57) Challenges in CEE Markets(08:01) Key FinTech Hubs in CEE(11:42) Non-Financial Brands in Embedded Finance(15:17) Transportation and Retail Innovations(17:18) Challenges in Building Embedded Finance Products(24:18) PragmaGo's Market Expansion(26:14) PragmaGo's Offerings and Partnerships(29:23) Conclusion and Contact Information