When planning for retirement, many people focus on portfolio risk and risk tolerance, but the most important—and often overlooked—factor is risk capacity.💡 What is risk capacity? It’s your actual ability to take financial risks in retirement. In today’s video we discuss how looking at these 4 factors can help you determine the level of risk you can afford to take:✔️ Time ✔️ Income ✔️ Portfolio Size ✔️ Budget & Expenses We also share practical strategies you can take to increase it before and during retirement—so you can make confident financial decisions.🔹 Are you taking on too much or too little risk?🔹 How can you increase your risk capacity?🔹 What steps should you take today to protect your future?Don’t let hidden risks derail your retirement—watch now to take control!🔔 Subscribe for expert retirement planning insights!👍 Like this video if you found it helpful!Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇TIMESTAMPS00:00 How Risky Should I Be with My Retirement?01:00 Signs that your risk tolerance is misaligned with your risk capacity02:52 Determining you risk capacity: Time03:22 Determining your risk capacity: Income04:25 Determining your risk capacity: Size of portfolio05:23 Determining your risk capacity: What’s your budget?06:50 Increase your risk capacity by managing time07:41 Increase your risk capacity by increasing income09:30 Increase your risk capacity by increasing contributions10:35 Increase your risk capacity by getting rid of debt & liabilities12:45 Steps to take todayHave specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇 https://mosleywealthmanagement.com/contact/ =============================================If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1============================================= ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ - Facebook: https://www.facebook.com/mosleyeaseintoretirement- Instagram: https://www.instagram.com/easeintoretirement/- LinkedIn: https://www.linkedin.com/company/mosley-wealth-managementLearn the key components you need to include in your retirement plan. Check this video out: https://youtu.be/QkJzvbZ_gDs
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