When it comes to protecting your most valuable assets – your home and vehicles (well, and yachts if you’re P. Diddy or Jeff Bezos) – understanding what insurance coverage you need and how much to purchase can be stressful.

No matter how hard we plan and prepare, we can never truly prepare for or prevent every type of freak accident or injury – such as someone being bit by a pet on your property. Because of this, umbrella coverage plays an important role in providing the robust protection you need from risks we may not even consider a possibility.