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Mural Pay’s founder, Sinclair Toffa, joins Disruptors for GOOD to share how stablecoins and programmable payments can rewire cross-border money movement for businesses, creators, and marketplaces.

From early inspiration in West Africa to on-the-ground deployments with global platforms, Sinclair explains why faster settlement, lower fees, and end-to-end transparency are changing what is possible for millions of people who work and sell across borders.

Episode highlights:

• Why high-speed, programmable rails make payouts and treasury simpler for platforms and marketplaces
• How creators and contractors receive earnings instantly, with fewer failures and lower fees
• The role of clear policy in unlocking bank participation and enterprise adoption
• How forward-deployed engineering compresses time to value for complex launches
• A vision for accounts that are global by default, portable, and compliant

Practical use cases to spark ideas:

• Creator and freelancer platforms paying out at scale in Africa and Latin America
• Artisan marketplaces issuing dedicated accounts for each seller and releasing escrow instantly on delivery
• SaaS platforms embedding cross-border collections and payouts without rebuilding core banking
• Royalty distributors consolidating multi-platform streams and paying artists same week

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