Why does your paycheque feel smaller than you expected — even after a raise?

In this episode of Dijacast, we break down the three biggest reasons: lifestyle inflation, invisible spending, and the tax-to-take-home curve that can shrink your net pay even as your gross goes up.

And joining me for this one is our Chief Investment Officer, Faisal Sheikh, who explains the UK tax system, National Insurance, and that sneaky 60% marginal band in a way that finally makes sense.

By the end of this episode, you’ll not only understand where your money’s really going, but also how to set goals and build a game plan so your paycheque works for you — not the other way around.