We always hear “stocks and bonds” when people talk about investing.
But bonds are off the table for Muslim investors.
In this episode of DijaCast: Investing 101, we unpack why bonds are haram, what makes them fundamentally different from halal investing, and introduce their ethical, faith-aligned alternative — sukuk.
Sukuk aren’t just “Islamic bonds.” They’re built on shared ownership, real assets, and fair risk — flipping the model from lending to value creation.
We’ll explore how sukuk work, where they fit in your halal portfolio, and even how the UK became the first non-Muslim country to issue one.
They say gold never loses its shine — and that’s true both for the metal and for today’s guest.
In this episode of DijaCast, we’re joined by Arfy Majeed — a Chartered Accountant, Certified Financial Coach, and former Vice President of Finance who spent two decades managing portfolios worth over $20 billion.
After years in corporate finance and precious metals trading, Arfy realised that even high earners struggled with money confidence. So she shifted her focus to helping individuals — especially women — build financial wellbeing with wisdom and barakah.
We’ll explore what makes gold so timeless, how to invest in it the smart and halal way, and the lessons Arfy’s learned from standing in trading rooms and souqs around the world.
Whether you own gold, plan to buy it, or just want to understand its power, this episode will leave you seeing wealth — and value — in a whole new light.
Links for Gold backed Credit Cards:
https://giveaway.aufort.gold/en/
Arfy’s Newest Course
https://www.eventbrite.co.uk/e/how-to-invest-in-gold-silver-for-beginners-tickets-1947313419859
Most people start investing by asking, “Where should I put my money?”
But the smarter question is: “What am I investing for — and who am I as an investor?”
In this episode of DijaCast, we explore how to design your investment journey with faith, self-awareness, and clarity.
We’ll talk about:
💭 The difference between saving and investing
⏳ How your time horizon and risk capacity shape your investing decisions
📈 Income vs. growth investing — and what fits your lifestyle
🌿 Discovering your investing personality: The Cautious Saver, The Balanced Builder, or The Legacy Seeker
🎧 Listen now to start investing with intention — the Dija way.
Ever wondered what it actually means to “invest”?
In this first episode of our Investing 101 series, we break down the world of halal investing, the Dija way; clear, simple, and rooted in faith.
We’ll talk about:
What stocks, funds, and ETFs really are (and how they differ)
How they show up inside your pension and ISA
The difference between DIY investing and ready-made portfolios
What makes something halal—and how purification & zakat work
Investing isn’t just about growing wealth, it’s about aligning your money with your faith and values .
🎧 Listen now and start your investing journey, the Dija way.
You’ve probably heard both:“Don’t worry, money will come — just have tawakkul.”And “Plan every penny — your future depends on it.”But what if both are true?
In this episode of DijaCast, we unpack how Islam calls us to balance faith and financial planning — tying the camel and trusting Allah.We talk about:
🌙 The two extremes — fatalism vs control obsession📖 Prophetic examples of planning with tawakkul
💡 The wisdom of the sahaba.
🧭 The “3 D” framework: Du‘a, Discipline, and DecisionBecause real tawakkul isn’t doing nothing — it’s doing your best and finding peace in what Allah decrees.
🎧 Listen now and discover how to plan your financial life with faith, intention, and barakah.
In a world that glorifies the “grind,” how do we earn more without burning out?
In this episode, we break down the truth about side hustles, portfolio careers, gig work, and passive income — and the difference between empowerment and exhaustion.
We talk about:
💰 How to make more from your current job before adding another plate to spin
💼 The different types of side income — and which might fit your life🧠 The mental load women carry — and why burnout isn’t barakah
🌙 When earning extra truly helps (and when it costs too much)
⚖️ Questions to help you find your balance between money, health, and deen.
Because life is hard, expensive, and full of compromise — but your financial journey doesn’t have to come at the cost of your wellbeing.
In this episode of Dijacast, we unpack one of the most powerful financial tools in the UK: the ISA — Individual Savings Account. We’ll explain what it is, the different types you can open, how to make sure your ISA is Shariah-compliant, and why every Muslim woman should consider one as part of her financial journey.
By the end, you’ll not only understand how ISAs work, but also how they can help you build wealth with barakah — tax-free, halal, and aligned with your values.
Crypto: risky, scammy, “not for me”… or a tool Muslim women can actually use to build wealth with barakah?
In this episode of Dijacast, I sit down with Shahd Abdelhadi — Head of Growth at Takadao, co-founder of Women Who Invest, and the creator of Getting Started with Crypto, a course designed to make the world of digital assets clear, halal, and accessible.
Shahd shares her journey as a Muslim woman stepping into the male-dominated world of finance and crypto, breaks down myths vs realities, and explains how everyday women in the UK can start thinking about crypto — safely, ethically, and Islamically.
We also talk about Mufti Faraz Adam’s fascinating article on using Bitcoin as Mahr (yes, really), and why women need to take up space in the conversation around money, tech, and the future of Islamic finance. [https://shorturl.at/f4wPF]
Dija listeners get 15% off Shahd’s course “Getting Started with Crypto” with code DIJA15 — find the link in the episode description.
[ https://shorturl.at/YCpNa ]
What keeps you safe when life throws the unexpected at you?
In this episode of Dijacast, we’re breaking down your financial safety net — three essentials every woman in the UK needs to protect her peace of mind:
An emergency fund (and sinking funds for the expenses you know are coming)
A plan to deal with high-interest debt like credit cards, overdrafts, and Buy Now Pay Later
And a healthy credit score — not because we love credit, but because it’s the invisible gatekeeper to housing, bills, and even jobs.
These three pillars might not sound glamorous, but they’re what keep you from being one bill away from a crisis.
Why does your paycheque feel smaller than you expected — even after a raise?
In this episode of Dijacast, we break down the three biggest reasons: lifestyle inflation, invisible spending, and the tax-to-take-home curve that can shrink your net pay even as your gross goes up.
And joining me for this one is our Chief Investment Officer, Faisal Sheikh, who explains the UK tax system, National Insurance, and that sneaky 60% marginal band in a way that finally makes sense.
By the end of this episode, you’ll not only understand where your money’s really going, but also how to set goals and build a game plan so your paycheque works for you — not the other way around.
Talking about money is never just about pounds and pence.
It’s about fear when you check your bank app.
It’s about the exhaustion of carrying every financial responsibility on your shoulders.
It’s about comparing yourself to everyone else’s Instagram highlight reel.
In this episode of Dijacast, we’re breaking the silence around money — the difficult conversations we avoid with ourselves, with others, and even with Allah. And we’ll explore how Islam gives us the tools to turn those heavy conversations into clarity, confidence, and barakah.
What actually makes money halal? Is it just about avoiding riba — or is there more to it?
In this episode of Dijacast, we sit down with Sannah Khan, founder of Muslimah Finance, a platform dedicated to empowering Muslim women to achieve financial literacy and build wealth in a Shariah-compliant way. With over 10 years of experience in accountancy and finance, and studies under leading Islamic finance scholar Mufti Faraz Adam, Sannah brings both expertise and heart to this conversation.
We dive into why Muslim women don’t talk enough about money, what to look for if you want to study Islamic finance, and the real relationship between halal, ethical, and sustainable investing. Sannah also shares personal stories, her best and worst financial decisions, and her perspective on what true success and barakah actually look like.
Whether you’re just starting your financial journey or rethinking your definition of success, this episode will challenge you, inspire you, and most importantly get you thinking about your money.
In this episode of Dijacast, we break down the 7 key financial moves every woman should make in her 20s, 30s, and 40s — with practical, UK-specific, and halal-friendly advice.
Why your 20s are all about building habits, skills, and confidence
The big financial decisions to focus on in your 30s (from property to pensions)
How your 40s are about protecting, growing, and planning for the future
The timeless money principles that apply at every stage — like avoiding debt, giving with intention, and investing in your future
Whether you’re just starting out, juggling family and career, or looking to secure long-term stability, this episode will give you clarity, confidence, and steps you can actually take today.
Because every stage of life comes with new opportunities — and your money should grow with yo
What if one simple graph could change how you see money forever?
In this episode of Dijacast, I share the moment I realised that not investing was costing me far more than I thought — and why it’s never too early (or too late) to start.
We’ll cover:
The real difference between saving and investing over 10 and 40 years
The biggest misconceptions that keep women from investing
Why investing isn’t gambling — and how to do it with balance
The cultural and faith-based shift we need in finance
How to take your first steps toward building halal, purposeful wealth
🎧 Whether you’re starting with £50 or £500 a month, this episode will help you invest with confidence, clarity, and faith.
What do cigarettes in the 1920s, chocolate mini rolls, and luxury handbags have in common?
They were never just about cravings or style — they were about influence.
In this episode, we unpack the sneaky psychology behind marketing and how it shapes what we buy, how we feel, and even who we think we are.