This episode starts with the definition of digital transformation.

We hear the term digital transformation a lot. But what does it mean? "Digital transformation is a tool, not your destination." says our guest, Ellis Wang.

You use digital tools to transform your business. We should not just think about digitalization. Without transformation of your organization; digitalization does not help you alone. With the right transformation tactics, digital transformation helps you to find new blue oceans.

Also, we see different digital transformation projects across the globe. In Asia, you do not need your wallet but in the Middle East, this is not the norm.

Banks, fintech, mobile payments, NFTs and new revenue streams are discussed in this episode.