Benjamin Fernandez, CEO of Nala, a fintech company that initially struggled with its mobile payment aggregation app in Tanzania, facing regulatory challenges and a cease and desist letter. Nala then pivoted to international money transfers, recognizing the growing digital remittances due to global migration, particularly from Africa and Asia. Fernandez clarifies that Nala has no single headquarters, with operations and employees spread across multiple countries due to market approvals, customer base, and the availability of skilled English-speaking speakers, notably in Kenya. The discussion also highlights the economic impact of diaspora communities, emphasizing that remittances, like Kenya's $4 billion in 2023, significantly outweigh traditional exports, and advocates for dual citizenship and digital nomad visas to attract talent and investment to boost Tanzania's economy. What does the future hold should the new generation tap in the industry?