In this episode of the Debt Matters Podcast, host Wayne Kelly sits down with Brenda Woods, Licensed Insolvency Trustee at Allan Marshall & Associates in Dartmouth, Nova Scotia. Together, they tackle the emotional journey of moving from fear to freedom when facing overwhelming debt.

In this episode of the Debt Matters Podcast, host Wayne Kelly speaks with Licensed Insolvency Trustee Brenda Woods from Allan Marshall & Associates about the reality of consumer debt in Canada in 2025.

In this episode of the Debt Matters Podcast, host Wayne Kelly speaks with Licensed Insolvency Trustee Mary-Ann Marriott of Allan Marshall & Associates about the realities of student debt in Canada.

Debt isn’t just about numbers—it’s about emotions. In this episode of the Debt Matters Podcast, host Wayne Kelly speaks with Licensed Insolvency Trustee Mary-Ann Marriott of Allan Marshall & Associates about the hidden emotional toll of debt.

In this moving episode, Licensed Insolvency Trustee Glenn Steiner shares one unforgettable client story that highlights the emotional power of compassionate debt relief. After receiving a desperate call from a family facing legal threats from the CRA, Glenn didn’t hesitate—he drove through a snowstorm to meet them at a Tim Hortons. That night changed everything.

In this inspiring episode, Licensed Insolvency Trustee Glenn Steiner shares his unique journey from federal public servant to helping Canadians find lasting debt relief. Glenn opens up about what truly drives people into financial trouble—like job loss, divorce, or rising costs—and why no one should feel ashamed for seeking help.

In this episode of the Debt Matters Podcast, Licensed Insolvency Trustee Derek Chase joins Wayne Kay to talk about the early warning signs of financial trouble. From mounting debt to the emotional toll it can take, they discuss why acting early makes all the difference. Get expert advice on practical steps to regain control and avoid financial pitfalls.

In this episode of the Debt Matters Podcast, Licensed Insolvency Trustee Derek Chase explains why more Canadians are turning to Consumer Proposals instead of filing for Bankruptcy. He breaks down how they work, who qualifies, and how they impact your credit and long-term debt relief. If you're feeling overwhelmed by debt, this episode offers practical, expert advice to help you understand your options.

In this episode of the Debt Matters podcast, we dive into holiday spending habits. Matt Fader, a Licensed Insolvency Trustee, offers practical advice on how to avoid seasonal money traps and any holiday debt. Learn good financial planning for holidays while still making this season joyful.

This week's Debt Matters podcast features host Wayne Kay with Matt Fader from Allan Marshall & Associates. Together they discuss the key steps needed to turn financial dreams into actionable goals. The focus centres on the importance of clear objectives and how to stay motivated throughout your savings journey. Matt also shares insights on setting realistic financial goals and how to avoid common pitfalls that might discourage you along the way (celebrate the small wins!). Listen in for practical advice on how to make progress toward financial security.

In this episode, Wayne Kay and Derek Chase discuss the emotional cost debt brings. Together they explore practical ways to manage financial stress and how you can regain control. They also highlight the importance of seeking professional help. Debt is more than just a financial issue—it can also carry a significant emotional toll. In this episode, Wayne Kay speaks with Licensed Insolvency Trustee (LIT) Derek Chase about how debt impacts mental health. Derek offers ways to reduce the burden of debt and explains how you regain control of your finances. In addition, he also highlights the critical role of professional help and explains how you can find help with an LIT.

In this episode, Licensed Insolvency Trustee Derek Chase discusses the financial challenges of parenthood after divorce. He provides essential steps for anyone raising children who wants to rebuild their financial stability. Divorce changes your financial situation, especially for single parents. In this episode, Licensed Insolvency Trustee Derek Chase from Chase & Associates outlines the challenges newly single parents face. Hear actionable insights on how to regain financial stability after a divorce.

Surveys have found that while most Canadians agree that having a budget is a good thing - less than half do. Learning how to set up a budget and stick with it lets your money know that you are taking charge. So what is the secret to budgeting? And how do you stick to the goals you have set? Licensed Insolvency Trustee, Brenda Wood shares some tips and strategies to make a realistic budget that will work for you.

Whether you are applying for a new cell phone plan or a mortgage, your potential creditors want to understand your financial history and your ability to repay debt. Your credit score and report will help them decide whether they want to do business with you. But most people don’t know a lot about their credit report and credit score. Today’s podcast looks at the difference between the two and how you can improve your score.

Statistics show that Canadians are falling deeper into debt. With high inflation and interest rates, most of us are under a lot of financial pressure as we combat the rising cost of living. Carrying debt can put a strain on our financial health and emotional well-being but It can be hard to find the right debt relief solution.

Finding yourself with unmanageable debt doesn't usually happen overnight. It is often a slow unnoticeable process that might start with being a few hundred dollars short every month. But the sooner you take action, the more options will be available. You’ll have the ability to make decisions before your creditors do. If you think you are alone in this scenario, you would be mistaken. Licensed Insolvency Trustee, David Macdonald talks about taking a good look at your finances. How do you know how much debt is too much debt?

Owing the Canada Revenue Agency (CRA) money can be overwhelming. This government agency has greater powers to collect compared to other creditors. What do you do when you simply cannot pay your outstanding tax debt? The good news is that there are ways that you can overcome debts owing to the CRA. In this podcast, Licensed Insolvency Trustee Leigh Taylor talks about the importance of filing your taxes and the steps you can take when you are unable to pay your outstanding taxes.

Everywhere you turn there is another report or survey about Canadian’s record high indebtedness. And alongside those reports we are inundated with offers to help. But be cautious and know that the only debt relief program administered by the federal government is a Consumer Proposal. And the only professional who can file a Proposal is a Licensed Insolvency Trustee.

Debt cycles are easy to fall into but with a little planning and some discipline, you don’t have to keep spinning your wheels. Acknowledging that you’re trapped in a cycle of debt is a good place to start. In this timely podcast, Licensed Insolvency Trustee, Derek Chase, talks about strategies for managing debt.

If you are already under stress as a result of your financial situation, it’s difficult to decide where to turn when looking for debt relief. Meeting with someone in person who has an office where you live can be helpful. Licensed Insolvency Trustee, Derek Chase explains the benefits of seeking out a local Trustee firm that you feel comfortable with. Meeting face to face can be reassuring, avoiding the pitfalls of doing business on the internet.