When the U.S. government shut down, I wired $25 million to American taxpayers. Not because I had to, but because doing the right thing matters, even when the system doesn’t make it easy.
Not because I had to.
Because integrity matters.
Because our housing system is broken in ways most people never know.
The federal government is sitting on a massive portfolio of non-performing reverse mortgages, loans meant to help seniors stay in their homes, but now stuck in limbo with no clear process for resolution. These homes are sitting vacant. The neighborhoods around them are suffering. And HUD still doesn’t have an effective mechanism to deal with these defaults.
Meanwhile, everyone’s talking about a “housing shortage.” But here’s the truth: we have plenty of homes, they’re just trapped in a hidden shadow market.
Today’s housing inventory per capita looks eerily similar to 2008. I’m seeing properties languish, investors overleveraged, and opportunities for smart, values-driven capital to step in and make a real difference.
At First Lien Capital, we’ve built a business around rehabilitating defaulted loans and returning these homes to productive use. It’s not just profitable, it’s essential if we want to stabilize communities and rebuild trust in the system.
In this episode, I break down what’s really happening behind the scenes. From the rise in reverse mortgage defaults to the untapped inventory that could reshape the housing market, and how investors can position themselves to profit responsibly in a changing economy.
If you care about where this market is headed and how to play your role in fixing what’s broken — this one’s for you.
You can also watch the full investor playbook on reverse mortgages and how First Lien Capital maximizes this niche strategy.
Why Reverse Mortgages May Be the Sleeper Asset in an Aging Housing Economy: https://youtu.be/vF0jUctkEx8
How Reverse Mortgage Auctions Are Creating a New Niche for Investors: https://youtu.be/fS4jymxcaag
Turning HUD Reverse Mortgage Wins into High-Impact Investments that Revitalize Communities
First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.
Schedule a consultation with Bill to ELEVATE https://billbymel.com/investor/ or REVIVE https://billbymel.com/advisor/ your portfolio today.
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#ReverseMortgage #RealEstateInvesting #NonPerformingLoans #HUD #ImpactInvesting #DistressedDebt #DebtDoctor
The music in this video is copyrighted and used with permission.
Music: Snappy by Jonathan Boyle
Source: https://www.premiumbeat.com
License: Creator License #7035351