Money isn’t just about rands and cents — it’s about what it represents in our lives: freedom, happiness, survival, control, or even shame. In this episode of Dear Mom, Dear Daughter, Athi and Mtha unpack the psychology of money, the emotional toll of debt, and how cultural and generational factors shape the way South African women think about finances.

From the thrill of “buying power” in Athi’s generation to navigating credit, soft life culture, and financial pressure today, this honest conversation explores the lessons we’ve learnt — and the ones we’re still learning. We talk about scarcity vs abundance mindsets, the impact of debt on self-esteem, and how mothers and daughters can break cycles of financial struggle by having open, honest conversations.

Whether you’re navigating black tax, trying to save, or just reflecting on your relationship with money, this episode will help you rethink what money really means in your life.

🎧 Listen now on Spotify, YouTube, and all podcast platforms.