In this episode, Dave and Dharm sit down with Cristina Pieretti, Head of Digital Content and Innovation at Moody’s, to explore how one of the world’s most data-driven organisations is reimagining itself through Generative AI. Cristina reveals how Moody’s moved rapidly from early experiments to launching its first commercial GenAI product, the Moody’s Research Assistant, which became the company’s fastest-adopted tool in history. She shares how GenAI now powers everything from developer co-pilots to agentic sales and strategy tools, reshaping how thousands of employees work and think. The conversation dives deep into: How Moody’s is embedding GenAI across teams while managing risk, trust, and data integrity. The cultural shift needed to make AI adoption part of everyone’s job — not just the developers’. Why agentic systems represent the next big leap for productivity and innovation. How banks and financial institutions are following suit, with parallels drawn to the early days of cloud adoption. Cristina’s candid thoughts on the so-called “AI bubble” and why she believes specialisation and high-quality data will separate lasting innovation from hype. This is a masterclass in how established financial institutions can turn disruption into opportunity, with human creativity and trusted data at the core.