In this episode of #DamaniTalks, we speak with Simran Singh who is the Co-founder and Chief Strategy Officer at RNFI. It is one of India’s fastest-growing fintech companies which is now listed with a ₹700 Cr+ market cap. They didn’t raise VC money. They didn’t chase headlines. They just got to work.
In his first-ever podcast appearance, Simran shares how RNFI was built into a profitable public company serving over 10 lakh customers a month, with a network of 1.7 lakh+ sahayaks across India.
What You’ll Learn:
The unexpected origin story behind RNFI
Why losing money early helped shape the company
Building in rural India without cutting corners
How Simran tracks profitability every single day
The trust-first culture that turned 70 people into founders
Listing without raising a rupee in venture funding
Why he now reports to a CEO and loves it
Why You Should Watch:
If you're building quietly, thinking long-term, and wondering if scale without VC funding is still possible, this conversation is for you. Simran breaks down what it really takes to build something real, without buzzwords, burn, or a backup plan.
This is not the story of disruption. It’s the story of showing up, every single day.
00:00:00- From small-time work to co-founder of RNFI
00:06:36- Building a PAN India financial distribution network
00:11:15- How does RNFI adapt its business model by location?
00:17:35- No funding, straight IPO!
00:22:47- RNFI's diverse business models
00:26:08- How can founders prep for an IPO
00:32:14- When does your business need a CEO?
00:35:03- RNFI Trust: A smarter way to build ownership?
00:38:17- How do you find a CEO?
00:43:49- What sets RNFI’s team culture apart?
00:46:47- Is 72-hour workweek really worth it?
00:55:27- Rapid Fire & Closing thoughts
About our guest, Simran Singh:
LinkedIn: https://www.linkedin.com/in/simran-s-70002623b/
RNFI: https://www.rnfi.in
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