In this episode, Tom Quigley explores how the subscription economy—popularized by platforms like Netflix and Amazon Prime—is making its way into healthcare. This revolutionary model of “pay only for what you use” is becoming more popular among small and medium-sized businesses who are tired of rising premiums and wasted healthcare costs.

Tom explains how direct primary care, concierge medicine, and on-demand care models are reshaping the way businesses approach employee health benefits—and how ClaimLinx’s M.E.R.P. strategies are perfectly aligned to support this shift.

• 💡 What Is Subscription-Based Healthcare?

  • Monthly membership with a direct care provider

  • Unlimited visits, longer appointments, better care

  • More personalized than traditional insurance plans

• 💸 Why “All-You-Can-Eat” Healthcare Is Outdated

  • Group insurance = overpaying for unused services

  • Employees forced to use in-network doctors with limited access

  • Concierge services give freedom, transparency, and real value

• 🛠️ Technologies & Structures Making This Possible

  • Medical Expense Reimbursement Plans (MERPs)

  • AI-powered claims tracking

  • Vendors that offer outside-the-box solutions (like AproRx for prescriptions)

• 📉 Cutting Healthcare Waste

  • Pay for what employees actually use

  • Employers can subsidize concierge care tax-free

  • Avoid high-cost claims and unnecessary ER visits

• 🔄 How ClaimLinx Implements It

  • Custom hybrid plan designs

  • Employer-funded monthly payments for direct primary care

  • Layered with catastrophic insurance coverage for big-ticket items

“Direct care is like Netflix. You pay monthly, go as much as you want, and you’re treated like a VIP.”

“The traditional system is broken. Stop sitting around the coffee machine complaining—do something about it.”

“Five minutes with ClaimLinx can save your company thousands. Why not make that call?”

• Stop overpaying for traditional group health insurance.

• Explore direct primary care and concierge medicine options.

• Use ClaimLinx’s MERP structure to fund it tax-free.

• Let employees choose smarter, faster, more personal care options.

• Save thousands annually while improving employee satisfaction.

• 📞 Schedule a consultation with Tom: www.claimlinx.com

• 🌐 Learn more about hybrid plans and MERPs

• 🤝 Partner with out-of-the-box vendors like AproRx

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