In this deep-dive origin story episode, Tom Quigley shares the early beginnings of ClaimLinx and how he, his wife Christie, and tax attorney Ed Lyon pioneered a healthcare revolution. From uncovering the power of IRS Section 105 to disrupting how businesses think about health insurance, Tom reflects on 23+ years of fighting rising premiums and outdated thinking.

He explains why most employers are still stuck using 30-year-old strategies and how his team empowers companies to reduce costs and improve employee benefits—using nothing more than basic math and a willingness to challenge the system.

• How Tom’s wife, Christie, left her job at Anthem to build ClaimLinx’s internal TPA

• What IRS Section 105 is—and why most companies are missing out

• Why employers continue to buy health insurance the wrong way

• How insurance agents and carriers profit from employer ignorance

• The math behind high deductibles vs. high premiums

• Real talk on why most employees don’t understand their own benefits

• The “two plus two vs. three plus one” metaphor that explains it all

• Why running a business in the health insurance world requires thinking like a thief (without becoming one)

“You don’t have to be a thief—but you better think like one if you want to stay ahead of the game.” – Tom Quigley

“This isn’t calculus—it’s basic second-grade math. But the industry has made it look like rocket science so they can keep you confused.” – Tom Quigley

“Most employees only know two things: what comes out of their paycheck and how much they pay at the pharmacy. And that's a problem.” – Tom Quigley

“If you’re still buying insurance like you did 30 years ago, you’re bleeding money. And your employees aren’t getting better care either.” – Tom Quigley

• Business owners under 100 employees

• CFOs and HR professionals seeking better healthcare ROI

• Tax strategists and benefits brokers exploring smarter funding models

• Employees frustrated with rising costs and poor coverage

Tom’s books available now on Amazon and Barnes & Noble:

• How to Beat the High Cost of Healthcare

• How to Beat Obamacare

• Visit: ClaimLinx.com

• Book a Consultation: Learn how to restructure your company’s health plan

• Explore the Section 105 Strategy: Unlock overlooked tax savings

Hashtags:
#ClaimLinx #CuttingEdgeBenefits #TomQuigley #HealthcareReform #SmallBusinessSavings #EmployeeBenefits #Section105 #HealthcareDisruption #NeilHaleyShow #HealthInsuranceRevolution

🔍 Key Topics Covered:💡 Notable Quotes:🧭 Who This Episode Is For:📚 Related Reading:🔗 Resources: