In this no-holds-barred episode, Tom Quigley takes aim at Washington’s latest political standoff—the looming expiration of health insurance subsidies under the Affordable Care Act. With the government shutdown still unresolved, Tom explains why cutting subsidies could devastate small business owners, self-employed individuals, and middle-class families across America.
As always, Tom delivers real talk with no sugar-coating. He breaks down how enhanced ACA subsidies lowered premiums to manageable levels for many working Americans—and why eliminating them would cause premiums to skyrocket 400–600%, leaving people either uninsured or broke.
⚖️ Subsidy Extensions Are on the Chopping Block: Republican lawmakers signal willingness to negotiate—but do they even understand what’s at stake?
📈 What Happens If They Expire?: Many people paying $300/month could see premiums balloon to $2,000–$3,000/month.
🏛️ Who’s to Blame?: Tom names names—hospital administrators, health insurance companies, agents, even state departments of insurance.
💸 Why Congress Should Support Subsidies: Cutting subsidies reduces government tax revenue in the long run. Tom explains why the math doesn’t add up.
🤔 The Bigger Problem: Lawmakers on both sides of the aisle “don’t understand health insurance.” It’s time to stop making healthcare a political weapon.
🛑 The Real Victim: The middle class—those who don’t qualify for Medicaid, but also don’t make enough to absorb $24K+/year in premiums.
🗳️ 2026 Elections Are Coming: If these subsidies disappear, expect outrage from voting Americans—especially the middle class.
✅ Why ClaimLinx Clients Are Protected: Tom designs plans so that subsidies are a bonus—not a requirement—for affordability.
“These clowns don’t understand anything about health insurance… if they did, they’d be promoting subsidies—not fighting them.” — Tom Quigley
“You’re running with thieves: the insurance companies, hospitals, agents, departments of insurance. You don’t have to be a thief—but you better think like one.” — Tom Quigley
“When rates go from $300 to $3,000, people will be screaming. And guess who votes? The middle class.” — Tom Quigley
“My job is to win. I’m incentivized based on what I save my clients. I win. We don’t lose.” — Tom Quigley
If Congress lets these subsidies expire, small businesses and entrepreneurs will take the biggest hit. But you don’t have to wait for Capitol Hill to decide your financial future. ClaimLinx has a proven, tax-advantaged approach that helps businesses save thousands—with or without subsidies.
Don't wait for Congress. Take control now.
👉 Visit ClaimLinx.com
📅 Schedule a free strategy session with Tom and his team.
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