In this powerful and eye-opening episode, host Tom Quigley welcomes special guest Kyle Fields, CEO of ApproRx, a pharmacy benefit manager (PBM) that’s rewriting the rules of prescription drug pricing. Together, they dive deep into the massive flaws, corruption, and hidden costs embedded in the U.S. pharmaceutical system—and how employers and individuals can fight back.

Kyle exposes how big-name PBMs operate like vertical monopolies, profiting from conflict of interest, rebate manipulation, and lack of transparency. He explains how ApproRx operates differently—by putting pharmacists back in charge and building a fully transparent, rebate-returning PBM model.

Tom and Kyle also reveal how their partnership—ClaimLinx for medical expense management and ApproRx for prescription savings—creates a one-two punch solution for cutting healthcare costs up to 50–70%.

• 💊 What Is a PBM (Pharmacy Benefit Manager)?

• 🔍 Why Traditional PBMs Are a Hidden Four-Letter Word

• 📉 $30M to $11M: Real Case Studies of Prescription Cost Reduction

• 🧾 Where Do Manufacturer Rebates Actually Go? (Hint: Not to You)

• 💼 Why Office Managers & HR Staff Shouldn’t Choose Your Insurance

• 🤝 The ClaimLinx + ApproRx Partnership Model That Slashes Costs

• 📉 How to Negotiate Down Drug Pricing Without Sacrificing Care

• 🧠 Putting Pharmacists Back in Charge of Clinical Decisions

• 📊 How to Analyze Your Current PBM and Spot Hidden Fees

• 📢 Why It’s Time for CFOs and CEOs to Take Back Control

• One employer reduced their $30M prescription spend to $11M

• Kyle’s team can save 25-40% without even seeing your data—just by knowing you’re with a Big 3 PBM

• ClaimLinx clients report dramatic decreases in hospital claims and prescription confusion

• Run a PBM audit using real claims data

• Educate HR and C-level leadership on PBM structures

• Stop paying for Lamborghinis (branded drugs) when a Corolla (generic) will do

• Ask your PBM:

  • How much did I spend on rebates?

  • What were your margins?

  • What are your conflicts of interest?

• 🌐 ApproRx: www.approrx.com

• 📞 ClaimLinx: www.claimlinx.com

• 🔍 Connect with Kyle Fields on LinkedIn

• 📊 Want a PBM Audit? Book a call through ApproRx or ClaimLinx

“Why are we giving employees Lamborghinis when a Corolla will do just fine?” – Kyle Fields

“Every employer is paying for a hidden middleman. We just expose it.” – Tom Quigley

“The problem with healthcare is the people who pay the bill don’t understand what they’re paying for.” – Kyle Fields

If you’re a:

• ✅ CEO or CFO trying to reduce total benefits spend

• ✅ HR Manager tired of escalating employee complaints

• ✅ Broker who actually wants to provide value

• ✅ Employee overwhelmed by unpredictable drug pricing

…this episode is your blueprint for cutting through the noise and putting control back in your hands.

#CuttingEdgeBenefits #ClaimLinx #ApproRx #PBMReform #PharmacyBenefitManager #PrescriptionSavings #KyleFields #TomQuigley #RebateTransparency #HealthcareSavings #EmployeeBenefits2026 #SelfFundedPlans #NeilHaleyShow #BrokersBehavingBadly #HealthcareCorruption #FixTheSystem

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